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Personal Insurance

Homeowner | Renters | Condo | More

PolicyNow Insurance Services is a local, independent insurance agency that provides tailored, personalized insurance coverage at a price that matches your budget.

Our professional agents will get to know your unique insurance needs and offer solutions for everything you have to insure. Learn more about our insurance products below.

Wherever it is that you call home, whether a spralling estate in the country, a quiet suburban house, or a bustling downtown condo, PolicyNow Insurance can help you find the right California home insurance policy that fits your needs.

Whether you are buying your first home, relocating to the area, or simply reviewing your home insurance, PolicyNow Insurance is here for you. We specialize in making it easy to choose insurance policy options that work for you. Contact us today to find out what we can offer you.

Renters

Whether you’re shopping for your college student, just starting out yourself, between houses, relocating, or simply downsizing, PolicyNow Insurance can help you pick the California renters insurance policy that best fits your needs.

We partner with reputable insurance companies to ensure a wide range of choices to meet your unique needs. Be sure to ask us about discounts for apartments with security systems and customers who insure their cars with the same company as their renters insurance policy.

While your condo association likely carries an insurance policy that covers their property and the physical structures as well as common areas on the property, as a condo-owner, you want to ensure your property and possessions are adequately covered. From your appliances to your personal possessions to the upgrades you've added to the unit, PolicyNow Insurance can help you ensure that you're insured.

PolicyNow Insurance partners with many insurance companies that offer complete California condo insurance. Contact us today to find out how we can help you.

Landlord

As a rental property owner, you're no stranger to the challenges that come with being a landlord. No two rental properties are the same, and the insurance coverage needed for your real estate investments is just as unique. While you don't need to worry about insuring the personal possessions of your tenant, there's a whole host of other coverages to consider, from liability coverage for legal fees to workers compensation for your maintenance or administrative employees.

PolicyNow Insurance works with insurance companies that offer insurance packages specifically for California landlords. Contact us today to find out more.

It's an oddity that flooding is the most common natural disaster in the United States, yet it's not covered under a standard home insurance policy. While not every home is at high risk for flooding, it's important to understand how risk is identified and whether flood insurance is something you should consider.

PolicyNow Insurance insures homes of all kinds. Some homeowners definitely need flood insurance, while others don't live in a high-risk area and can get by without it. Let us evaulate your needs and help you decide if flood insurance is advisable. Contact us today to learn more.

Umbrella

Home and auto insurance policies have limits to how much will be covered. If faced with paying claims that are beyond what your insurance policy covers, an umbrella policy kicks in and provides you with additional protection.

Whether you're a homeowner or drive a car, motorcycle, boat, RV or ATV, an umbrella policy should be considered.

PolicyNow Insurance works with many insurance companies who offer affordable umbrella policies. Contact us today to find out how we can help you.

90% of Americans live in areas considered seismically active, but most homeowner, condo, and renters insurance policies don't cover earthquake damage. The limits of what your policy covers can be confusing, but our professional agents have the expertise to help you decide if you should consider earthquake insurance.

PolicyNow Insurance works with many insurance companies that offer additional California earthquake insurance. You may even be able to obtain a policy from the same company who insures your home. Contact us today to find out more.

Auto

You have a lot of choices when it comes to how and where you buy your California car insurance. Choosing an independent insurance agent like PolicyNow Insurance ensures you still have choices, but also have a trusted advisor that you can depend on to help you find the policy that best fits your needs.

PolicyNow Insurance works with a wide range of insurance companies that offer reliable California car insurance. Contact us today to find out how we can help you.

If you need assistance with mobile home insurance in California, reach out to PolicyNow Insurance Services. We'll develop an insurance plan for you that will protect you and your mobile home. Call 800-422-1251 today to get started.

Second Home

If you choose to rent out your seasonal property, you may need landlord insurance or business insurance to protect yourself. Most second home insurance policies do not protect you if someone else is living in your home, whether temporarily or long-term.