Insurance Resources:

The Auto Policy



Auto insurance is comprised of:

  • Liability Coverage
  • Collision & Comprehensive Coverages
  • Uninsured Motorist Insurance
  • Medical Payments

Liability Insurance

In the event that you cause an accident or injury, Standard Liability Insurance compensates those not at-fault. It also covers court and defense costs.

Collision & Comprehensive Coverage

Collision and Comprehensive Coverages usually require deductibles. They cover damage resulting from collisions or accidents not involving other vehicles (i.e. natural disaster, theft, vandalism, explosions, etc.).

Uninsured Motorist Insurance

If you're injured in an accident caused by an uninsured or underinsured motorist, Uninsured Motorist Insurance reimburses you for medical care. Some policies may reimburse you for damage to your vehicle.

Medical Payments

Medical Payments Coverage, or Personal Injury Protection (PIP), covers medical and funeral expenses for injuries sustained by persons riding in your vehicle, whether or not you are at-fault.

Discount Auto Insurance

Packaging your auto and home insurance can offer significant discounts. Additional savings can be gained from reducing your mileage, driving a reliable or lower profile car, receiving fewer violation tickets, taking advantage of good student rates, and more. Click here to request an online auto quote.

Click here to request an online auto quote.